Welcome to Eagle Legacy Life website operated Arne Johansson. These Terms and Conditions govern your use of our website, services, and any interactions with us. By accessing or using our website, you agree to comply with these terms. If you do not agree, please do not use our services.
1. Definitions
"Company" "We," "us," or "our" refers to Arne Johansson.
"User," "you," or "your" refers to any individual or entity accessing or using our services.
"Services" refers to our website, insurance products, financial services, and related offerings.
"Content" includes all text, images, graphics, videos, software, and other materials on our website.
2. Use of Our Website and Services
You agree to use our website and services only for lawful purposes and in compliance with these Terms and Conditions. Any unauthorized use of our website or services may result in the termination of your access.
A. Eligibility
You must be at least 18 years old to use our services.
If you are accessing our services on behalf of a business or organization, you confirm that you have the authority to bind them to these Terms and Conditions.
B. Prohibited Activities
You agree not to:
Use our website for fraudulent, deceptive, or unlawful purposes.
Upload or distribute any malicious software, viruses, or other harmful code.
Use automated tools (bots, scrapers, spiders) to extract data from our website without our prior written consent.
Engage in any conduct that disrupts or interferes with our website’s functionality or security.
Impersonate any person or entity or misrepresent your affiliation with us.
C. Account Registration (If Applicable)
You may be required to create an account to access certain features.
You are responsible for maintaining the confidentiality of your account credentials.
Any unauthorized use of your account must be reported to us immediately.
3. Intellectual Property Rights
All content on our website, including text, graphics, logos, and software, is the property of Arne Johansson and is protected by copyright, trademark, and other intellectual property laws.
A. Limited License
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our website for personal, non-commercial purposes. You may not copy, modify, distribute, sell, or exploit any content without our express permission.
B. User-Generated Content
If you submit or post content on our website (e.g., reviews, comments), you grant us a non-exclusive, royalty-free, perpetual license to use, modify, and distribute such content. You are responsible for ensuring that any content you post does not violate third-party rights.
4. Disclaimers and Limitation of Liability
A. No Financial or Legal Advice
The content provided on our website is for informational purposes only and should not be interpreted as financial, legal, or tax advice.
You should consult a qualified professional before making any financial or legal decisions.
B. No Guarantees
We do not guarantee that our services will be error-free, secure, or uninterrupted.
We make no warranties regarding the accuracy, completeness, or timeliness of our content.
C. Limitation of Liability
To the fullest extent permitted by law, Arne Johansson and its affiliates shall not be liable for:
Any indirect, incidental, or consequential damages arising from your use of our services.
Any loss of profits, business, or data due to website errors, service interruptions, or cybersecurity breaches.
Any third-party content, products, or services linked to or advertised on our website.
5. Privacy and Data Protection
Your use of our website is also governed by our Privacy Policy, which details how we collect, use, and protect your personal information. By using our services, you consent to our data practices.
A. User Data Protection
We take reasonable security measures to protect your data but cannot guarantee absolute security.
You are responsible for maintaining the confidentiality of any login credentials or sensitive information shared with us.
B. Third-Party Services
We may use third-party service providers to enhance our offerings. Their data policies are separate from ours.
6. Third-Party Links and Services
Our website may contain links to third-party websites for additional resources or services.
We do not control or endorse these external sites.
We are not responsible for their content, policies, or practices.
Use them at your own risk.
7. Termination and Suspension
We reserve the right to suspend or terminate your access to our website and services at our discretion, without prior notice, if you:
Violate these Terms and Conditions.
Engage in fraudulent or harmful activities.
Use our website in a manner that could disrupt or harm other users.
8. Changes to These Terms
We may update these Terms and Conditions from time to time.
Changes will be posted on this page with an updated Effective Date.
Continued use of our services after modifications constitutes your acceptance of the new terms.
9. Governing Law and Dispute Resolution
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of Minnesota.
A. Dispute Resolution
Any disputes shall first be attempted to be resolved informally by contacting us.
If a resolution cannot be reached, disputes shall be resolved through arbitration in Minnesota, unless otherwise required by law.
Litigation shall only be pursued in Minnesota state or federal courts, and you consent to jurisdiction in those courts.
10. Contact Information
If you have any questions or concerns about these Terms and Conditions, you may contact us at:
Arne Johansson
Eagle Legacy Life
5120 Columbus Ave, Minneapolis, MN 55417
Email: [email protected]
Tele: (651) 615-7407
By using our website and services, you acknowledge that you have read, understood, and agree to abide by these Terms and Conditions.